PROTECTION
FOR WHAT
DEFENDS YOU

At 1776 Insurance we insure guns, knives and hunting accessories. We offer a full arsenal of protection because iconic objects demand a special understanding of their unique status and the needs of those who collect them. Our decades long experience in protecting antique to modern gun, knife and edged weapon collections of all sizes, including ammo, accessories and gun safes, translates into superior protection that values your collection as much as you do.

Comprehensive coverage

-Accidental Breakage
​-Burglary
-Fire
-Flood (except in Zones A & V)
-Loss in the Mail
-Natural Disasters
-Theft
​-Other causes of loss, unless specifically excluded from the policy (see exclusions)
-Coverage at home and away

Travel – Transit coverage protects collectible property that is temporarily away from the scheduled location, subject to the policy sublimit.​

Exhibitions – If you’re at a scheduled exhibition, show or display coverage is provided for your collection up to the policy limit – including travel and shipping to and from the event.

Storage Facilities – For an additional premium, we offer optional insurance coverage for collectibles kept in a public storage facility.

More affordable rates

Typically, you will pay less than it would cost to schedule the same items under a homeowners policy.

Less paperwork and red tape

Unlike homeowners insurance, we do not require a schedule or appraisal for most items; however, you are responsible for maintaining your own inventory for insurance purposes (in the event of loss). The only exceptions are individual items or sets valued over $25,000 apiece, which would have to be scheduled.

We’re proven and trusted

We have been protecting collections like yours since 1966. And all coverage is provided by a carrier with a group rating of “A” (Excellent) by AM Best – the leading rating agency for the insurance industry.

Deductibles starting at $0

Deductibles start at $0 for collector policies. We provide coverage for the market value of your collection for losses in excess of $50. All dealer policies have a $200 deductible.

Insurance that grows with your collectibles

Collections tend to grow, so your policy can be adjusted to include any additions to your collection.

Inflation coverage

You may select “Automatic Monthly Increase” as optional coverage to be added to your policy for new acquisitions and appreciation of your existing collection. Selecting this coverage will apply an automatic monthly increase of 1% in coverage, up to a maximum of $1 million.

We provide coverage for dealers, too

If you want to protect your dealer inventory and your clients’ collections, for which you are responsible, we also offer special Dealers Insurance.

Superior customer service

Our company was started by collectors so it’s only natural that we would pay attention to your interests and needs. And that our customer service would always be geared to the collector’s point of view.

Prompt and personal claim service

As experienced specialists in collectibles, our adjusters understand their value and importance to you. That’s why, should you have a claim, they make every effort to make sure it is settled as quickly and completely as possible.

For everyday, easily replaced personal property, homeowners insurance is all most people need. But for prized possessions you may have spent a lifetime collecting, it doesn’t go nearly far enough. That’s why we offer a collection of benefits that less specialized insurance doesn’t often provide.

For example:
Homeowners coverage is typically based on the actual cash value of your collection—not its current market value.

Homeowners can limit coverage of all the contents in your home to a percentage of your home’s total value (usually between 50% and 70%).

It may not cover losses caused by floods, hurricanes, or earthquakes.

Homeowners may have limited or no coverage for valuables like silver, guns, stamps, and other collectible items.

You may be required to appraise and schedule all items individually. And new items must be reported and scheduled within 30 to 90 days of acquisition.