Terms and conditions

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Legal & Privacy Notices Terms & Conditions of Use

Materials contained on the websites listed below are proprietary and protected by copyright law. Copyright © 2022 Global Indemnity Limited and its subsidiaries and affiliates (“Global Indemnity”). All rights reserved.



Information is provided for general informational purposes and is not intended, nor should be construed, to be complete descriptions of products and services. Global Indemnity periodically updates and changes the information on its websites and reserves the right to do so without any obligation to notify current or prospective clients.

Copyrights & Trademarks
Except as expressly permitted by Global Indemnity, no copyrighted materials or trademarks may be copied, distributed, reproduced, republished, uploaded or retransmitted in any way without the express written consent of Global Indemnity or any third party that may own trademarks displayed on Global Indemnity’s websites. Materials may be printed and downloaded for personal, non-commercial use, provided that he use retains the copyright notices contained on the materials. Public or commercial uses of the content on the sites are not permitted without Global Indemnity’s express written permission.

The “Global Indemnity,” “Global Indemnity Limited,” “American Reliable Insurance Company,” “United National Group,” “United National Insurance Company,” “Diamond State Group,” “Diamond State Insurance Company,” “unitednat.com,” “Penn-America Group,” “Penn-America,” “Penn-Star,” “Penn-Link,” “Penn-America Insurance Company,” “Penn-Star Insurance Company,” “Penn-Patriot Insurance Company,” “penn-link.com,” “penn-america.com,” “J.H. Ferguson & Associates, LLC,” “jhferg.com,” “VacantExpress,” “VacantExpress.com,” “iReli,” “Collectibles Insurance Services, LLC,” and “collectinsure.com” names and logos are trademarks of their respective Global Indemnity Group companies. All other names and marks are those of their respective owners and are used with permission. Nothing contained on this site should be construed as in any way granting any license or right to use any trademark displayed on this website without the written permission of Global Indemnity or any third party that may own the mark.

All information contained on Global Indemnity’s websites is provided “as is.” No warranties of any kind, either express or implied are provided and any and all such warranties are disclaimed to the fullest extent permitted by applicable law. This includes but is not limited to warranties of merchantability and fitness for a particular use. Global Indemnity does not warrant or make any representation concerning the accuracy, reliability, timeliness or usefulness of materials on Global Indemnity’s websites. Global Indemnity does not warrant that functions contained in the materials will be uninterrupted and error-free, or that its websites or its servers will be virus free. The user assumes the entire cost of any and all damages and Global Indemnity assumes no responsibility or liability for damages to any computer, including viruses, as a result of the use of, access to, or inability to access its websites, including servicing, repair or correction. Global Indemnity makes no warranties and disclaims any responsibility for any materials, information or activities that may be found on any linked sites.

Limitation of Liability
Although every reasonable effort is put forth to update and maintain the accuracy of the information on Global Indemnity’s websites, the possibility does exist that inaccuracies and omissions may occur. Reliance upon any information contained on Global Indemnity’s websites is at the user’s own risk. Under no circumstances, including negligence, will Global Indemnity be held liable for any direct, indirect, incidental, consequential or punitive damages resulting from the reliance on, use of, or the inability to use any information contained on Global Indemnity’s websites or any linked sites. In addition, any persons or entities that unlawfully access this site or distribute materials from Global Indemnity’s websites shall be responsible for any and all damages and liable for indemnification of any losses caused by the illegal or unauthorized use.

Global Indemnity does not represent that the information on its websites is appropriate or available for use in all locations. Those accessing this site do so on their own initiative and are responsible for compliance with all applicable laws.

Appropriate reciprocal links to Global Indemnity’s websites are welcomed without permission. Any provided links are not endorsements and Global Indemnity accepts no responsibility for the content or activities of any other linked sites.

Inquiries concerning trademarks, service marks, copyrights or websites should be directed to Global Indemnity Limited, 27 Hospital Road, George Town, Grand Cayman KYI-9008, Cayman Islands, Attn: General Counsel’s Office.

Privacy Notice
We at Global Indemnity, which includes our U.S. subsidiaries, are required to protect our customers’ nonpublic personal financial information.

We may collect nonpublic personal financial information from the following sources:

Information obtained from you, including information from your application, such as name, address, telephone number, social security number, assets and income.
Information about transactions and experiences, such as your premium payment and claims history.
Information from a consumer reporting agency, such as your credit history

We maintain electronic, physical and procedural safeguards that comply with federal regulations to protect your nonpublic personal financial information. We limit access to your nonpublic personal financial information to those employees who need to know that information to perform their job responsibilities.

We disclose nonpublic personal financial information of former customers to affiliated and nonaffiliated third parties as permitted by law.

If you are a California resident, California law may provide you with additional rights regarding our use of your personal information. To learn more about your California privacy rights, visit the CCPA Privacy Notice.

Safe Harbor Statement
Some of the statements on Global Indemnity’s website may include forward-looking statements that reflect our current views or those of our affiliates with respect to future events and financial performance that are within the meaning of Section 21E of the Security Exchange Act of 1934, as amended, that reflect Global Indemnity’s current views with respect to future events and financial performance. Forward-looking statements are statements that are not historical facts. These statements can be identified by the use of forward-looking terminology such as “believe,” “expect,” “may,” “will,” “should,” “project,” “plan,” “seek,” “intend,” or “anticipate” or the negative thereof or comparable terminology, and include discussions of strategy, financial projections and estimates and their underlying assumptions, statements regarding plans, objectives, expectations or consequences of identified transactions, and statements about the future performance, operations, products and services of the companies.

Global Indemnity’s business and operations, and that of its affiliates, are and will be subject to a variety of risks, uncertainties and other factors. Consequently, actual results and experience may materially differ from those contained in any forward-looking statements. See “Risk Factors” in Item 1A of Part I of Global Indemnity’s annual report on Form 10-K for the previous fiscal year ended December 31 (“Global Indemnity’s 10-K”) for uncertainties and other factors that could cause actual results and experience to differ from those projected.

The forward-looking statements contained in Global Indemnity’s 10-K are primarily based on the Company’s current expectations and projections about future events and trends that it believes may affect the Company’s business, financial condition, results of operations, prospects, business strategy and financial needs. The outcome of the events described in these forward-looking statements is subject to risks, uncertainties, assumptions and other factors described in the section captioned “Risk Factors” and elsewhere in Global Indemnity’s 10-K. These risks are not exhaustive. Other sections of Global Indemnity’s 10-K include additional factors that could adversely impact Global Indemnity’s business and financial performance. Moreover, Global Indemnity operates in a very competitive environment. New risks and uncertainties emerge from time to time and it is not possible for Global Indemnity to predict all risks and uncertainties that could have an impact on the forward-looking statements contained in this report. Global Indemnity cannot provide assurance that the results, events and circumstances reflected in the forward-looking statements will be achieved or occur, and actual results, events or circumstances could differ materially from those described in the forward-looking statements.

In addition, statements that “the Company believes” and similar statements reflect Global Indemnity’s beliefs and opinions on the relevant subject. These statements are based upon information available to Global Indemnity as of the date of this report, and while Global Indemnity believes such information forms a reasonable basis for such statements, such information may be limited or incomplete, and these statements should not be read to indicate that Global Indemnity have conducted an exhaustive inquiry into, or review of, all potentially available relevant information. These statements are inherently uncertain and investors are cautioned not to unduly rely upon these statements.

Global Indemnity’s forward-looking statements speak only as of the date of Global Indemnity’s 10-K, a quarterly report on Form 10-Q, or as of the date they were made. Global Indemnity undertakes no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise.

Global Indemnity Group, LLC and its subsidiaries and affiliates (collectively “GBLI”, “us”, or “we”) use cookies to give you the best possible experience with our websites. These cookies may be stored on and accessed from your computer when you use or visit any of our websites. This policy should be read in conjunction with our Privacy Notice.

Cookies are small text files a website stores in your browser. They are created when you visit a particular website on your browser.

You can choose whether to allow the use of cookies in general by changing the settings on your browser, or by changing specific settings for our websites. However, if you disable all cookies, it may affect your experience on our websites and some features may not work as intended.

You can find more information about cookies at www.allaboutcookies.org.

GBLI uses cookies to identify you, remember your preferences, and track your use of our websites. Cookies help us determine which parts of our websites people visit and assist in improving our websites based on the behavior of our users. We also use cookies to control access to certain content on our websites.

Session and Persistent Cookies. Session cookies are temporary files that store your browsing information and will be active until you leave the website and close your browser. Session cookies enable our websites to keep track of your movement so you don’t get asked for the same information you have already given. Persistent cookies are files that stay in your browser until you delete them or your browser deletes them after a certain period of time. These cookies help our websites remember your information and settings when you visit them in the future.

First and Third-Party Cookies. First-party cookies are cookies that belong to GBLI and that we place on your computer. Third-party cookies are cookies that another party places on your computer through our websites. To administer our websites, we have contracted with a third-party service provider to track and analyze the usage of our websites. Our third-party service provider uses persistent cookies to help us improve the user experience, manage our content, and analyze how users navigate and utilize our websites.

Our cookies are used for the following purposes:
Strictly Necessary/Technical. These cookies are essential for you to browse our websites and use its features, such as accessing secure areas of our websites. Cookies that are strictly or technically necessary are exempt from the EU’s cookie directive.
Performance/Analytical. These cookies are used by us or our third-party service provider to analyze how our websites are used and how they are performing. The information collected cannot be used to identify you. It is aggregated, anonymous data that is used to improve how our websites work.
Functionality/Preference. We use these cookies to operate our websites in accordance with your choices. They allow us to remember your site preferences and customizations, including username, region, and language, in between visits. Persistent personalized data is encrypted for users’ protection. These cookies cannot be used to track your browsing activity on other websites.

You can manage or disable cookies through your browser settings. For information on how to enable, disable, or delete existing cookies, please refer to your browser’s instructions by clicking “Help” in your browser menu.
Please be aware that if all cookies are disabled, you may not be able to access or use certain parts of our websites.
For additional information about managing or disabling cookies, check your browser settings or preferences and look for options such as privacy, tracking or cookies, or visit https://allaboutcookies.org/how-to-manage-cookies.

If you have any questions regarding our Cookie Policy, you may contact us at:

Global Indemnity Group, LLC
Attn: Legal Department
3 Bala Plaza East, Suite 300
Bala Cynwyd, PA 19004
E-mail: info@global-indemnity.com

Note: We may change this policy at any time. Any changes in this notice will become effective when we make the revised policy available on our websites.